KENYATAAN MEDIA
8 MAC 2010
SELANGOR TUBUHKAN PROGRAM PINJAMAN MIKROKREDIT
Kerajaan Selangor akan membangunkan Program Pinjaman Mirokredit bagi membantu rakyat miskin dan berpendapatan rendah di negeri bagi mengeluarkan golongan ini dari garis kemiskinan.
Program Mirokredit ini akan berkonsepkan perbankan Islam, Qardhul Hassan iaitu sistem yang sama diguna pakai oleh sebuah bank di Bangladesh, Grameen Bank, yang telah berjaya membantu golongan miskin di negara itu.
Dana permulaan untuk Program Pinjaman Mikrokredit ini akan menggunakan hasil kutipan hutang yang telah berjaya dikutip setakat ini dari syarikat Talam Corporation Berhad (Talam) yang berjumlah RM50 juta.
Sehubungan itu, sebuah Jawatankuasa Khas akan ditubuhkan bagi menentukan proses dan pendekatan program itu. Jawatankuasa Khas ini akan diketuai oleh Exco Hal Ehwal Islam, Adat-adat Melayu, Infrastruktur dan Kemudahan Asas negeri, Datuk Dr Hasan Mohamad Ali.
Beberapa pakar perbankan Islam tempatan dan antarabangsa akan dilantik dalam Jawatankuasa khas yang akan memberi khidmat nasihat dan bimbingan bagi memastikan program itu menepati matlamat penubuhannya.
Kerajaan Negeri memberi jaminan pemilihan bagi penerima pinjaman mikrokredit akan dibuat secara telus dan adil tanpa wujud unsur-unsur kronisme atau kepartian.
Kerajaan negeri yakin akan mengutip keseluruhan hutang Talam yang berjumlah sebanyak RM392 juta sepanjang tahun ini dan kutipan ini akan digunakan untuk program-program yang selari dengan agenda Merakyatkan Ekonomi Selangor.
SEKRETARIAT AKHBAR
PEJABAT MENTERI BESAR SELANGOR
————————————————————————————————————————————————————–
PRESS STATEMENT
MARCH 8, 2010
SELANGOR SETS UP MICROCREDIT FINANCING PROGRAMME
The Selangor Government will set up a Islamic microcredit programme to help the poor and marginalized in Selangor improve their income.
The microcredit programme will be based on the concept of Qardhul Hassan – a similar concept that was adopted by Bangladeshi’s Grameen Bank founded by Professor Muhamad Yunus who was awarded the Nobel Peace Prize for his efforts in helping thousands of poor people in Bangladesh.
The microcredit financing programme will be allocated an initial fund of RM50 million which was collected from Talam Corporation Berhad.
A taskforce will be set up to finalise the concept and approach of the programme before it is officially launched. The taskforce will be headed by Datuk Dr Hassan Mohamad Ali, the state executive councilor for Islamic affairs, Malay customs, Infrastructure and Public Utilities.
A few Islamic banking experts will be appointed to advise and guide the taskforce thus ensuring that the programme will meet the objectives of its establishment.
The state assured that the selection of the receipients of the microcredit programme will be done in a fair, transparent and free of cronyism and political affiliation.
The state is confident that it will be able to acquire the RM392 million debt from Talam within a year and the fund collected will be used for programmes which are inline with the state’s agenda of “Merakyatkan Ekonomi Selangor”.
PRESS SECRETARIAT
SELANGOR MENTERI BESAR’S OFFICE


















Very good move by the Selangor Govn. Is long over due to have such programme in place in this Country. Leading out money 500-1000 will provided great help to those who really in need of cash with min interest repayment instead of turning to Bank and Ah Long…killer interest rate !
This two,bank and ah long are out there to kill and rob people and not there to help people.
It has been proven that the repayment rate is almost 100%,as the people will surely pay you back due to low interest and they will appreciate the Help given when in time of need !
This is a very Noble move by the Selangor Govn and wish to Congratulate and say Syabas to you all.
The implementation process is very important,the people involved,procedure and most important the official are not corrupt !
You will get people who are involve in approving the leading process asking for commission to get it done or approved. When that happen…the whole microcredit programme will go to drain !
Reply
diharapkan program ini mampu mengatasi masalah peniaga2 kecil seluruh selangor yg gagal mendapatkan pinjaman TEKUN yg diakibatkan oleh kerenah2 politik kuno yg sempit..hanya memberi kpd ahli UMtidak sahaja….
Reply
You keep mentioning Islamic, does it mean it is only for BUMIs? Of course knowing Pakatan being multi-racial I think it should be for all races. If so, very well done.
Reply
aslm… sy nk tnya…mcm mn nk wat pjaman mikrokredit nie…
sy sudah col pjabat negeri selangor tp staff tnya sy balik ape mikro kredit 2??
maih ade yg xtau k pasal pjamn nie??
sy harap dapat d bantu…sukran
wasslm
Reply